What is medical ins?

urance:

Medical insurance, also known as health insurance, is a policy that covers the cost of medical, surgical, and hospital expenses. Medical insurance is typically provided by an employer or purchased individually, and premiums are paid either monthly or annually. Medical insurance can cover a range of healthcare expenses, including doctor visits, prescriptions, hospital stays, and surgeries. There are various types of medical insurance plans, including HMOs, PPOs, and POS plans, each with their own benefits and costs. Medical insurance is essential to protect individuals from unexpected and costly medical expenses, and to ensure access to quality healthcare.